Why shouldn’t I just pay my traffic ticket?

A Police Officer Writing a Traffic Ticket to a Female DriverIf you received a traffic ticket, especially one that is a waivable offense that will not require a court hearing if you pay the fine, you may be tempted just to pay it. However, pleading guilty without first considering fighting the ticket may not be in your best interests because of the harsh penalties and long-term consequences of traffic violations in North Carolina.

Reasons to NOT Just Pay a Traffic Ticket in Charlotte

Traffic tickets are serious offenses in our state and often require a court appearance to resolve. Here are some reasons why fighting your traffic ticket may be a better option than just accepting your punishment.

Permanent Criminal Record

Some traffic offenses, such as speeding, hit and run accidents, and reckless driving are misdemeanor offenses in North Carolina. If convicted, you could have a permanent criminal record that would make it harder to obtain a job, find housing, and more.

Driver’s License Points

If convicted of a traffic offense, you may have points added to your driving record. For example, reckless driving or following too closely can add 4 points to your record, and speeding in excess of 55 miles per hour can add 3 points to it. If you accumulate 12 or more points on your driver’s license, the North Carolina Division of Motor Vehicles (DMV) can suspend your driver’s license for 60 days for a first suspension, six months for a second suspension, and 12 months for a third one.

Insurance Points

In addition to having points added to your driver’s license, you will have insurance points added to your insurance record under the North Carolina Safe Driver Incentive Plan (SDIP) when you pay your ticket. This can dramatically increase your insurance cost. Here are examples of how this works:

  • Speeding 10 miles or less over a speed limit of less than 55 mph and other moving violations: one insurance point and up to 30 percent increase in insurance premiums.
  • Speeding 10 miles or less over the speed limit of 55 mph or higher or following too closely: two insurance points and up to 45 percent increase in insurance premiums.
  • Reckless driving: Four insurance points and up to an 80 percent increase in insurance premiums.
  • Hit and run accidents involving injury or death: 12 insurance points and up to 340 percent increase in insurance premiums.

Are you wondering whether it is better to pay your traffic ticket or fight it? Call our experienced Charlotte traffic ticket lawyers to schedule a free consultation to discuss your ticket and what option is best for your situation.