Like in all other states, you must have liability auto insurance in order to drive a motor vehicle in North Carolina. You should not take this duty lightly. If you are caught driving without it, you could be charged with a crime. Below, our Charges and Penalties for Driving Without Auto Insurance
Driving without required motor vehicle insurance is a Class 1 misdemeanor in North Carolina. In addition to a criminal sentence, you would also owe civil penalties and could lose your license plates for 30 days if you fail to provide proof of new insurance and pay the civil penalties within 10 days.
The sentence that you could face would depend on how many times you have violated the law. Here are the possible punishments:
- First Offense. You could be sentenced to probation for 1 to 45 days. In addition, you would currently owe a $50 civil penalty and a $50 license reinstatement fee.
- Second Offense. Your punishment could be a jail sentence or probation for between 1 and 45 days. The civil penalty would increase to $100, but the license reinstatement fee would still be $50.
- Third or subsequent offense. The criminal penalty and civil reinstatement fee would be the same as for a second offense. However, you would have to pay a $150 civil penalty.
If you are convicted of this crime, you would also have a permanent criminal record that can have long-term consequences on many aspects of your life.
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