North Carolina takes the requirement of having automobile insurance very seriously. If you are caught driving without it, you will not receive a minor What Are the Penalties for Driving Without the Required Insurance?
North Carolina uses a complicated sentencing system that factors in the person’s prior criminal record when he is convicted of committing a misdemeanor offense. If you are charged with driving without the required auto insurance, the penalty you could face will depend on the number of times you have been convicted of this offense. Here are some potential punishments:
- First offense. You will have to pay a $50 civil penalty, $50 reinstatement fee, and could be sentenced to probation for between 1 and 45 days. In addition, your registration and license plates could be suspended for 30 days.
- Second offense. The civil penalty is increased to $100. In addition, the judge could sentence you to jail or probation for up to 45 days. The other penalties are the same as those for a first offense.
- Third offense. The civil penalty for a third and subsequent violation increases to $150. All other penalties are the same as for a second offense conviction.
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